The advent of the Internet has raised the level of competition between car insurance companies. Since you can now sit at home in your pyjamas and compare rates and coverage between companies, they are under more pressure to offer competitive deals. So why not leverage the Internet's potential to help you save time, save money, and help you find the best car insurance cover for your unique needs?
This is exactly what Better Compare does. Our technology instantly sources quotes directly from different insurance company live databases using the Internet. We use this technology in our call centre, and here on our website to gather quotes in real-time for you from the different Insurance companies we work with.
When comparing different insurance quotes it is important to make sure that the excesses are similar i.e. comparing apples with apples. As an example one insurers quote premium may be R850 with an excess of R4,000, whereas for the same personal profile and same car with an excess of R10,000 the premium may be R450 with another insurer.
In the event of a claim the policyholder will have to pay the excess which may or may not be affordable for the policyholder to pay at that time. On the other hand, if there is no claim the higher excess option may win out more affordable over time.