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Personal Loans

R500 R150 000
3 Months 5 Years
Interest Rate 24%
Total Interest R4 348.50
Monthly Repayment R473.33
Total Repayable R2072.78

Monthly Service fee R69.00

Once Off Initiation fee of R1208.00

ID Number is required

Representative Example (excluding credit life Insurance) based on borrowing R18,000 and repaying this over 24 monthly payments.


Interest Rate 24%
Loan Value R18 000
Repayment Term 24 months
Total Amount Repayable R22 348.50
Total Interest Payable R4 348.50
Monthly Repayment R931.19


Loan amounts range from R 500 to R 150 000, with loan repayment terms from 3 – 60 months. Comparison Interest Rates vary from 24.50% to 60% per annum.

WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Fees are subject to change and will be affected by the customer risk profile. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice.


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Use our personal loans calculator to see loans you are likely to be approved for. Loans up to R150,000 are now more easily accessible for you, right here.

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Don't worry about your credit score
Don't worry about your Credit Score

Did you know that if you are shopping for loans and make different credit applications these can leave a “mark” on your credit profile. Each “mark” from each different lender, when they do a credit search on you, can negatively affect your consumer credit profile. Reasons for this may include that since you are going from one lender to the next, you are hungry for credit or indeed may be desperate. This may very well not be the case.

This is why at Better Compare we have come up with a novel way for you to see actual offers from different personal loan companies in South Africa, without harming your credit score. Applying for loans in South Africa that are more likely to approve you, we think is the smarter option. Simply answer a few online questions, and within a few minutes you will see comparative loan offers specifically for you.

Did you know? If you could save on your car insurance premiums each month this could help improve your ability to afford your monthly loan repayments. When you are done with checking out the various personal loan offers, why not jump over to our car insurance pages and start gathering car insurance quotes. We think you could be pleasantly surprised what you find.

Want to get a personal loan today?

If you are serious about getting a loan today, you should have these documents available at short notice. It literally pays to have these all on hand before you start applying for loans. All loan companies will ask you for this information or more. So get your bank details, 3 months consecutive payslips or bank statements, and a copy of your green barcoded ID book or Smart ID card ready.


Your bank account details into which your salary is paid


Your last 3 months consecutive payslips or bank statements


A copy of your green barcoded ID book or Smart ID card

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